Loan To Value Calculator

What the loan to value calculator means to you.
How banks use the ltv calculation to work out your borrowing.

If you’re purchasing your new home the LTV calculation is critical as it determines how big a deposit you require. The LTV is mainly limited by your credit score and whether you are considered a prime borrower or subprime borrower.

Read a more detailed description of what is loan to value?

How to Calculate Loan to Value. The Loan to value calculation generally uses 2 figures.
Mortgage & Property Value. We’ve included the 3rd figure of other debts to make things easier.

The mortgage includes ALL SECURED debts. Mostly just your main mortgage or the amount you wish to borrow.
Other Debts will include anything you’d like to consolidate into a mortgage.

Calculate loan to value calculation on your debts with our on-line ltv calculator

Note:Property Value should always be a conservative estimate of the value of your property. Consider it a “fire-sale” value rather than the best price you would normally consider selling it for.

It’s worth considering our debt consolidation and mortgage payment calculators to see how the loan to value calculator can effect your monthly payments.

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