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Mortgage Amortization Calculator

This mortgage amortization calculator utilizes the Mortgage amount, rate and term to calculate your monthly payment, reducing balance and accumulative interest paid over the life of the loan.

By shortening the term you can also calculate how much extra you would need to repay per month to achieve this goal or alternatively use our goal calculator.

Quick Reference;
30 year mortgage = 360 months
25 year mortgage = 300 months
20 year mortgage = 240 months
18 year mortgage = 216 months
15 year mortgage = 180 months
10 year mortgage = 120 months
5 year mortgage = 60 months

Your mortgage amortisation calculator gives month by month balance as well as the total interest paid on this mortgage to date.

Our New mortgage calculator amortization refinance graph will be appearing shortly. Keep your eyes peeled and please check back shortly.

If you’d like to be notified when it arrives please contact us and not only will we let you know when the graph is available but we’ll also send you a copy of our FREE e-zine (if you like).

Loan Amount
Interest Rate (APR)
Term (months)

The accuracy and applicability of this calculator is not guaranteed,
actual values may vary slightly. as this calculator assumes monthly
calculation of interest and a single rate during the entire mortgage term.