Your Mortgage Calculator,

Term Calculator
Consolidation Calculator
Credit Card Calculator

Taking the time to use a mortgage calculator is great, but is it giving you the information you need? It isn’t just a matter of getting the lowest possible payment. At the end of the day it is the result that counts and a mortgage payment calculator that gives you the TRUE COST could potentially save you thousands as well as lower mortgage payments.

Other Calculators

Amortisation Calculator
Basic payment
Buy To Let Mortgage
Credit Card
Consolidation
Interest Only
Loan To Value
Overpayment – Term

Are you REALLY saving Money?
Would you prefer to save £10 per month or pay the £10 and be £2,500 better off in 2 years? That’s £104 per month. Which would you prefer?

The right mortgage calculator will not only show you what you monthly payment is but calculate what your balance will be in X years. Then you need to factor into the equation setup costs, valuation fees, legal fees and what if interest rates go up?

How Interest is calculated.
Did you know that there are 3 different ways interest is calculated in a mortgage? Would you be really annoyed to know that you were paying interest on money that you don’t even owe anymore. The Mortgage Amortisation Calculator will tell you the true cost of your current mortgage over it's life.

Then you need a calculator that will compare what you’re doing now and tell you how much you save. It’s not as difficult as it sound if you’ve got the right tool.

Calculators available to you are wide and varied; The humble mortgage calculator comes in many forms from the basic mortgage loan payment calculator to the more advanced calculator used in mortgage refinancing calculator savings refinance debts and other consolidation options.

We have included 7 of the more common alternatives here for your use.

Basic mortgage payment calculator
Simply enter a loan amount, term (how many years or months) and the interest rate to tellyou how much your monthly payment will be. This is a great place to start when looking to borrow more on an extension or decorating and renovating.

Interest Only Mortgage Calculator
These are the simplest calculators of all the mortgages.
Not only do we determine you Monthly Payment.
Work out the Total Interest over the life of the mortgage and the TRUE Cost of having this interest only mortgage.

Credit Card Calculator
This free credit card calculator lets you enter the outstanding balance, interest rate and either the monthly payment OR the desired term in which you wish to be debt free. It will then calculate your monthly payment for you or the number of months it will take to clear the card with your current repayments. PLUS it will tellyou the total cost of that credit card.

Rate Comparison Calculator - Coming Shortly
As the next step from the basic calculator this will compare two simple rates against each other. Don’t forget to factor in any setup costs to the loan amount or the comparison will not be as accurate as it should be.

Amortisation Calculator
Calculate not only your monthly payment but also your mortgage balance on a month by month basis. Fantastic to use along side the consolidation calculator to show how quickly your debts will reduce.

Consolidation Calculator
Enter all your debts. Mortgage, Personal Loans, Cars, Credit Cards and store cards along with their interest rates and monthly payments then enter your new mortgage rate if you consolidated them all together.
This will calculate your new monthly payment and how much you will save or how much more it will cost you by consolidating.

Overpayment Calculator – Term Calculator
This is FANTASTIC to show you the power of overpaying your mortgage. More importantly, if you want your mortgage paid off within a particular time, it will tell you exactly how much you need to be paying above your current payment and also calculate how much this will save you.

Click here to reread from the top about the Loan To Value calculator Calculate your Loan to Value Ratio quickly and simply. That is your mortgage and/or debts divided by your property value. or if you like to read more about what is Loan to Value what is Loan to Value and how important it is.

LTV becomes critical particularly when looking at Buy to Let mortgages. The Buy To Let Calculator will give you a full understanding of how much you can borrow and what those repayments would be as an Interest Only mortgage and the criteria that mortgage lenders use in assessing a Buy-to-let mortgage application.

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